Life costs more when you have no money. You know this. I know this. But for anyone who doesn't know this, show them this woman's brilliant outline of ways life costs more when you're skint.

Her points are currently being shared all over the internet, and it's easy to see why.

If you don't understand that life costs more when you don't have money then here are a few examples:-

— Sam Missingham (@samatlounge) April 12, 2017

Can't afford to buy a house, so always pay top ££ to rent (more than a mortgage). Also never make money out of property value.

— Sam Missingham (@samatlounge) April 12, 2017

Holidays - often people with money have holiday homes or know people who have them. Cheaper holidays.

— Sam Missingham (@samatlounge) April 12, 2017

Debt - borrowing money is v difficult, getting into debt is easy. Spiral of debt at mercy of banks interest rates. Ppl with money can borrow

— Sam Missingham (@samatlounge) April 12, 2017

Families that can't afford childcare (expensive) often means 1 parent stays home. Less salary into the home.

— Sam Missingham (@samatlounge) April 12, 2017

Insurance - live in a rougher bit of town, premiums for car & house insurance will be greater than those in nicer (more expensive) areas

— Sam Missingham (@samatlounge) April 12, 2017

Bills/buying large items - not financially able to pay in one lump sum to get a discount so pay in monthly (more expensive) amounts

— Sam Missingham (@samatlounge) April 12, 2017

So if you come from a privileged background (lucky you) & you're successful - this is not just down to hard work & your intelligence 1/2

— Sam Missingham (@samatlounge) April 12, 2017

Your privilege meant the doors were opened in front of you & you probably didn't know the doors were even there 2/2

— Sam Missingham (@samatlounge) April 12, 2017

Further to that, if you think people who need benefits & support from the government are spongers who should work harder, check ur privilege

— Sam Missingham (@samatlounge) April 12, 2017

A picture is worth a thousand words etc. (Apologies, can't find illustrator's name) pic.twitter.com/FsNZxzhDoi

— Sam Missingham (@samatlounge) April 12, 2017

also specifically to book business friends - when you have no or little money, books are a luxury item. Worth keeping that in mind. Always

— Sam Missingham (@samatlounge) April 12, 2017

This thread struck a chord. Confirms what I thought - this isn't discussed enough & the narrative around poverty is driven by the privileged

— Sam Missingham (@samatlounge) April 12, 2017

I have tweeted this @jk_rowling quote many times and damn does she bang things on the head with her words. pic.twitter.com/qbfNKd74qL

— Sam Missingham (@samatlounge) April 12, 2017

Her thread has gone viral on Twitter, with many other people sharing their stories too.