A new study has found the top 30 things adults wish they'd been taught in schools. At number 2 is "the importance of getting insurance". Not even "how to get insurance" but just that insurance is important enough to look into.

100% of those surveyed by Able Skills were lying in a blocked bath with a baby whilst attempting to wire a plug (in the dark) crying about their bank balance, covered in grouting and wondering how the hell fences stay upright. Or so it would appear...

The top 30 things British people wish they'd learned in schools

1. How to budget

2. The importance of insurance

3. How loans work

4. How to wire a plug

5. How to take out a pension

6. How to drive

7. How to buy a house

8. How to put up a shelf

9. How to open a bank account

10. How to plaster a wall

11. How to change a car tyre

12. How to turn the water off in the house

13. Things to look for when buying a second hand car

14. How to change the taps

15. How to lay a carpet

16. How to tile a room

17. How to cook a Sunday roast

18. How to jump start a car

19. How to unblock a toilet

20. How to strip wallpaper without damaging the wall

21. How to assemble flat pack furniture

22. How to bring up a baby

23. How to unblock a plug

24. How to grout

25. How to use a drill

26. How to read an electric/gas meter

27. How to fix a bike

28. How to put up a fence

29. How to build a wall

30. How to change a lightbulb.

Check out our finance section for guides on how to do a lot of this stuff.